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Cozy morning kitchen scene with chocolate chip banana bread coffee and a Bible on a light wood table

Chocolate Chip Banana Bread (No Eggs, Super Moist!)

A moist, fluffy chocolate chip banana bread made without eggs. One bowl, simple pantry ingredients, and gooey chocolate chips in every bite. Easily made dairy-free or gluten-free.
Prep Time 5 minutes
Cook Time 45 minutes
Servings 12 slices

Ingredients
  

  • 2 cups all-purpose flour (or white whole wheat, or gluten-free AP flour with xanthan gum)
  • 1 cup white sugar (or ½ cup white + ½ cup brown sugar)
  • ¾ teaspoon baking soda
  • ¼ teaspoon salt
  • 1½ cups mashed ripe banana (about 4 medium bananas)
  • ½ cup unsalted butter, softened (or melted coconut oil for dairy-free)
  • ¼ cup milk (any dairy or non-dairy milk)
  • 1 teaspoon vanilla extract
  • 1 teaspoon apple cider vinegar
  • ½ cup chocolate chips, plus extra for topping
  • ¼ cup walnuts, roughly chopped (optional)

Instructions
 

  • Preheat the oven to 350°F (180°C). Line a standard loaf pan with parchment paper, leaving a few inches of overhang on each side for easy removal.
  • Mix the dry ingredients. In a large mixing bowl, combine the flour, sugar, baking soda, and salt. Stir well to distribute evenly.
  • Add the wet ingredients. Add the mashed bananas, softened butter, milk, vanilla extract, and apple cider vinegar to the same bowl. Mix until just combined - do not overmix. A few small streaks of flour are fine.
  • Fold in the chocolate chips. Using a rubber spatula, gently fold in the chocolate chips and walnuts (if using). Tip: toss chips in a teaspoon of flour first to prevent sinking.
  • Fill the pan. Pour the batter into the prepared loaf pan and smooth the top. Press a handful of extra chocolate chips (and walnuts) onto the surface.
  • Bake for 45–50 minutes, or until a toothpick inserted into the center comes out with just a few moist crumbs. If the top browns too quickly, loosely tent with foil around the 30-minute mark.
  • Cool completely in the pan before slicing - at least 30–45 minutes. The loaf continues to set from residual heat as it cools.

Notes

Notes & Tips

  • Sugar: White sugar gives the lightest texture. A combination of white and brown sugar adds caramel depth. Avoid using all brown sugar - the loaf will be too dense.
  • Flour: All three flour types work (all-purpose, white whole wheat, gluten-free AP). For gluten-free, ensure the blend includes xanthan gum.
  • Dairy-free: Use any non-dairy milk and swap butter for melted coconut oil.
  • Not enough bananas? Substitute ¼ cup unsweetened applesauce or pumpkin puree per missing banana.
  • Muffins: Divide batter into a greased 12-count muffin tin. Bake at 350°F for 18–22 minutes.
  • Glass pan: Reduce oven temperature to 325°F and bake a few minutes longer.
  • Don't overmix. Mix until just combined for the lightest, fluffiest texture.

Storage

  • Room temperature: Airtight container for up to 5 days.
  • Refrigerator: Tightly wrapped for up to 2 weeks.
  • Freezer: Wrapped slices or whole loaf for up to 6 months. Thaw overnight in the refrigerator or at room temperature for a few hours.

Nutrition (Per Slice, Approximate)

Calories: 226  |  Carbohydrates: 29g  |  Protein: 3g  |  Fat: 9g  |  Sugar: 12g  |  Fiber: 5g  |  Sodium: 195mg
Nutrition information is an estimate only and will vary based on specific ingredients used. This post is for educational and informational purposes and is not medical or nutritional advice.